About Us

Michael Krein holds B.S. degrees in Management and Marketing from Moorhead State University. He is an Investment Advisor Representative with SagePoint Financial, Inc. Mike has worked in the financial services industry for 23 years and is regarded as a professional in the areas of asset allocation and retirement income distribution. Mike is a DALBAR Certified 401(k) advisor and has helped many small businesses, as well as families, accomplish their financial goals. Mike lives in Plymouth with his wife and two Boston Terriers.  Contact me


Joseph Biancardi, MA, LP, is a licensed psychologist in the state of MN, providing psycho-educational services to The Compass Group and its clientele.  As a skilled listener, problem-solver, and facilitator, Joe works with select clients in helping them understand their values around money.  An area of professional interest concerns the role of emotions in decision-making.  Joe and his wife, Rhonda, reside in Blaine with their three children. Contact me


John Perry, an Investment Advisor Representative with SagePoint Financial, Inc. is a financial educator who has assisted retirees for over 30 years in the Minneapolis - St. Paul area. John has guided over 1,000 families, retired teachers, and business executives to help invest their assets wisely. He holds a LUTCF designation with the National Association of Insurance and Financial Advisors.  John's wife, Diane, is in elementary education and both attended the University of Minnesota. They live in Plymouth and are both active in the local community. Contact me